Personal Property Securities Register

The Personal Property Securities Register (PPSR) allows lenders and businesses to register their security interests. Other parties can search the register to find out if there is a security interest registered over the personal property.

Businesses who sell personal property on credit, consignment or on a retention of title arrangement should register their interest in the property on the PPSR.  It is also relevant where your business assets may be stored somewhere apart from your business premises (eg. on a worksite).


Consumers who are about to purchase personal property should check the PPSR to ensure the property is free of a security interest.


Examples of personal property include:

* art

* cars, boats and caravans

* plant and machinery


Registering your interest on the PPSR will help protect you businesses from incurring losses when a customer defaults on a loan or does not fulfil other obligations.

DISCLAIMER: The information in this article is general in nature and is not a substitute for professional advice.  Accordingly, neither TJN Accountants nor any member or employee of TJN Accountants accepts any responsibility for any loss, however caused, as a result of reliance on this general information.  We recommend that our formal advice be sought before acting in any of the areas.  The article is issued as a helpful guide to clients and for their private information.  Therefore it should be regarded as confidential and not be made available to any person without our consent,